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Economy: Chester, Mendham and Long Valley New Jersey home buying, real estate listings, and homes for sale in Morris County County, NJ

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MORRIS COUNTY ECONOMY
Morris County is ideally located for economic growth and success. It is located in the center of Northern New Jersey, only 30 miles west of New York City and 20 miles east of Pennsylvania. From many places within the County, the Newark International Airport is only twenty to thirty minutes away by car. Because of this geographic benefit, Morris County is the headquarters (or home to a major facility with over 100 employees) for 54 Fortune 500 companies, including Citigroup, AT&T, Verizon Communications, Hewlett Packard, FedEx, and Toys 'R Us. Top industries in Morris County include finance, insurance, real estate, health services, and technology?including both hardware and software development. The largest employers in Morris County include Lucent Technologies, Atlantic Health System (Morristown Memorial Hospital), and AT&T. Morris County is the nation's wealthiest county, and is one of the fastest growing counties in the New York metropolitan region. Also, many residents of Morris County commute to New York or Newark, where there is an abundance of industry.

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Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Q	What is currently the most technologically advanced way to vacuum your home?
A	The self-propelling Dyson DC06 scans and maps a room with sensors and is controlled by built-in computers that prevent it from falling downstairs.
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Charles Dudley, Citigroup Global Markets
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The Leigh Hill Team, REALTORŽ, real estate agent and broker for Chester, Mendham and Long Valley New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Leigh Hill and Maria Dudley
Weichert Realtors
142 Main Street
Chester
New Jersey 07930
Leigh and Maria's Off # : 908-879-7010 ext 131,170
Leigh Hill 's Cell: 908-256-2364
Maria's Dudley's Cell: 201-274-5273
Leigh Hill's Residence: 908-832-6053
Fax: 908-832-6345
E-Mail: leighHill@aol.com
The Leigh Hill Team is dedicated to providing the best possible professional service in the real estate industry for the past 30 years. Leigh, A NJ MILLION DOLLAR GOLD CLUB Award winner for 7 years, Leigh Hill's priorities include a high degree of quality-executed sales for her and Maria's clients. Leigh and Maria are responsible for some of the most prestigious residential developments,and single family homes in Morris and Somerset County. Their knowledge, honesty and commitment to results are the foremost reasons for their continued success. Contact "The Leigh Hill Team" for all of your real estate needs in Northwest New Jersey.

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