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Find Out More About the Chester, Long Valley and Mendham Area Economy & Job Market
MORRIS COUNTY ECONOMY Morris County is ideally located for economic growth and success. It is located in the center of Northern New Jersey, only 30 miles west of New York City and 20 miles east of Pennsylvania. From many places within the County, the Newark International Airport is only twenty to thirty minutes away by car. Because of this geographic benefit, Morris County is the headquarters (or home to a major facility with over 100 employees) for 54 Fortune 500 companies, including Citigroup, AT&T, Verizon Communications, Hewlett Packard, FedEx, and Toys 'R Us. Top industries in Morris County include finance, insurance, real estate, health services, and technology?including both hardware and software development. The largest employers in Morris County include Lucent Technologies, Atlantic Health System (Morristown Memorial Hospital), and AT&T. Morris County is the nation's wealthiest county, and is one of the fastest growing counties in the New York metropolitan region. Also, many residents of Morris County commute to New York or Newark, where there is an abundance of industry.
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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
Leigh Hill Weichert Realtors 142 Main Street Chester New Jersey 07930 Leigh Hill's Cell : 908-256-2364 E-Fax : 1-888-859-0247 E-Mail: leighHill@aol.com
The Leigh Hill Team is dedicated to providing the best possible professional service in the real estate industry for the past 30 years. Leigh, A NJ MILLION DOLLAR GOLD CLUB Award winner for 7 years, Leigh Hill's priorities include a high degree of quality-executed sales for her and Maria's clients. Leigh and Maria are responsible for some of the most prestigious residential developments,and single family homes in Morris and Somerset County. Their knowledge, honesty and commitment to results are the foremost reasons for their continued success. Contact "The Leigh Hill Team" for all of your real estate needs in Northwest New Jersey.
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